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There are dozens of top Medicare supplement insurance companies, but how do you choose the best one? In this article, we’ll compare Humana, Anthem Blue Cross, United American, Mutual of Omaha, and more. Which company is right for you? Take a look! Weigh the pros and cons of each, and find out which one fits your lifestyle best. After reading this article, you’ll be well on your way to finding the best coverage for the lowest cost.
While Medicare is a valuable resource for senior citizens, it doesn’t cover every possible expense. The unexpected medical expense that can crop up without warning can be financially draining and stress-inducing. Many seniors prefer to be prepared for such unexpected events rather than be unprepared. To that end, Humana is one of the top 10 Medicare supplement insurance companies. Here are some of its highlights:
If you are concerned about the cost of a Humana Medicare supplement insurance plan, the online comparison tool is a good place to start. It allows you to compare Medicare Supplemental Insurance plans and Medicare Advantage plans. Additionally, the company also offers Medicare Part D prescription drug coverage. Premiums vary by age and location, so you should be aware of the specifics before purchasing coverage. To find out what you can expect from your Humana policy, simply enter your age and gender and see how much the premiums are based on.
Anthem Blue Cross
If you’re on a tight budget, you may want to look at Anthem Blue Cross as one of your Medicare Supplement Insurance options. The company has eight different plans to choose from and is licensed in 14 states. It’s easy to navigate the company’s website, and its agents are helpful in answering questions and walking you through the enrollment process. Anthem also offers Medicare Part D, which makes it a good choice for seniors who want prescription drug coverage. Furthermore, Anthem also has a bundle option for customers looking to bundle their Medicare Supplement Insurance with other Anthem plans.
Whether you need a plan that covers prescription drugs or a traditional Medicare plan, the Anthem Medicare Supplement plans offer the coverage you need at prices you can afford. These plans work with your original Medicare Parts A and B to reduce or eliminate out-of-pocket costs, such as copays. With Anthem Medicare Supplement plans, you can visit any Medicare-participating doctor or hospital and pay less than you would without insurance. Moreover, Anthem’s Medigap plans are fully compatible with Medicare Part D plans, so you’ll be able to reduce prescription drug costs while still minimizing the cost of deductibles.
United American offers many Medicare supplement plans, but is perhaps best known for its high-deductible Plan F. This plan can be switched to a lower-deductible plan when the policy holder’s anniversary has passed. United American’s Medicare supplement plans are often known for having high deductibles, which may be a deterrent for some people. However, there are a few reasons why this company should be considered.
Price transparency: Getting a clear price quote is critical. With this type of insurance, you want to get an accurate picture of what the premiums will cost. You want a company that will give you a clear explanation of premium costs, without any hassle. It will help if you are able to contact a representative quickly. For instance, if you need to file a claim for a medical issue, you will want to get an accurate estimate before you sign up.
Mutual of Omaha
Mutual of Omaha is one of the best companies to work with if you’re looking for a Medigap plan that works with Original Medicare Parts A and B. The company’s plans help you reduce out-of-pocket costs by eliminating deductibles, copays, and coinsurance. The plans are valid at Medicare-participating doctors, and they are guaranteed renewable for as long as you keep paying your premiums. Mutual of Omaha’s plans are also compatible with Part D plans, which lower prescription drug costs.
Mutual of Omaha’s Medicare supplement plans are available in forty-five states and Washington, D.C. It has a long history and an A.M. Best rating. Mutual of Omaha offers the largest Medicare supplement discount – 12% – to those over 60. The company offers a number of different plans online, and the company’s website lets you browse and compare options. You can also choose your plan based on the members of your household.