If you’re looking for the cheapest car insurance rates, you’ve come to the right place. This article will give you the scoop on Geico, Auto-Owners, Travelers, and State Farm. Check out these quotes to see which company is right for you. You’ll be surprised to find that each of these companies has an incredibly competitive price. Besides being able to offer a variety of coverage options, these companies are also known for their outstanding customer service.
Geico
The Geico car insurance rate estimate for a 35-year-old driver with a clean driving record is $1,308 a year, or $109 per month. 
This rate is 27% lower than the national average, making Geico one of the cheapest car insurance companies for many drivers. You can view a comparison table of full coverage rates from several national and regional companies. You can compare monthly and annual rates as well as deductible amounts.
While the Geico premium is lower than the national average, drivers with a history of accidents and tickets should expect to pay 22.4% more. GEICO is among the cheapest providers on average, but drivers with a clean driving record should shop around for the best rates. Its customer support and claims processing are generally rated highly. In addition, Geico typically offers more discounts than other providers. For example, federal employees and military personnel may receive special discounts from Geico.
Auto-Owners
When looking for a car insurance company, consider the reputation of the company. There are a variety of ways to find the lowest premiums.
You can use the complaint data on the National Association of Insurance Commissioners website. These complaints are collected from state insurance regulators and compare company performance against other companies in the same insurance market. You can compare insurers side by side and rank them in order of high scores to low scores.
Erie Insurance is a well-established, long-time provider of auto insurance. It has a history of over 100 years and consistently receives top marks from independent sources. The company’s financial stability has been lauded by J.D. Power, which has rated it excellent in financial stability since 1916. This year, it received the highest rating possible from A.M. Best.
Travelers
Compared to the national average, Travelers auto insurance is about $324 less per year, or $139 per month. This quote is based on a 35-year-old driver with excellent credit and a clean driving record. 
However, this does not mean that Travelers is the most expensive insurer. Many top insurers offer mobile apps with similar features. Travelers’ mobile app is rated 4.2 out of 5 stars on Google Play and Apple App Store, and it also has a user-friendly interface. The app also features an interactive calculator for monthly, annual, and yearly costs of full coverage.
In addition to its competitive rates, Travelers also offers discounts for several different categories. Early quote discounts are available for new car insurance, for example, and three years without a major claim. Good students can also get reduced premiums by enrolling in the Travelers’ IntelliDrive program. This program tracks a person’s driving habits for ninety days and lowers their rates if they show good driving habits. However, drivers should be aware that bad driving habits can raise their rates in certain states. Moreover, a mobile app is also available to make claims and view insurance ID cards.
State Farm
If you are looking for cheap car insurance, look no further than State Farm. They offer many ways to save money on car insurance, including discounts for good students, multiple car insurance policies, and accident-free drivers.
You can stack discounts to get the best deal. These discounts include being a good student, having at least one car insurance policy with them, taking a defensive driving course, and having your vehicle fitted with an anti-theft device.
Besides offering the lowest quotes nationwide, State Farm is also one of the largest auto insurance companies in the country. Its massive network of local agents makes it easy to compare rates. For example, if you live in the state of Illinois, you can call your local State Farm insurance agent and ask for the cheapest quotes. Farm Bureau and USAA have some eligibility restrictions and are disproportionately expensive when you add more coverage.
