If you are wondering how to use Apple Pay, then you are not alone. While you might have noticed a number of stores utilizing this service, you might not know exactly how it works. You will need to know your card number and its terms of service. Read on to discover how to set up your Apple Pay account and add your credit card. Once you have completed the steps listed, you can begin using Apple Pay. In addition to your Apple Watch, your Mac and iPad will also work with this service.
Privacy benefits of using Apple Pay
If you’ve been concerned about security of your credit card data, you should use Apple Pay. While Apple doesn’t store your actual card number, they do store a unique code for each transaction.
Therefore, your card number will not be visible to the merchant or any employee of the company. The company also doesn’t store your name or billing address. All transactions are completely secure, as the company never transmits your real credit card number.
You’ll never need to worry about your identity being stolen if you use Apple Pay. Because Apple encrypts your information, your payment details cannot be traced back to you. The information is only briefly decrypted before being reencrypted with a merchant-specific key. This means only the merchant, developers, and payment processors can decode your payment information. Apple’s servers only communicate with the Mac and the authorizing device, so no one can steal your identity.
Setting up Apple Pay
If you want to accept payments using Apple Pay, you’ll need a payment terminal that can accept NFC cards. You can purchase an NFC card reader, or use your existing card if you prefer. The payment terminal is relatively simple to install, and should be near your customers. When you use Apple Pay, your phone displays a blue checkmark on the payment terminal, so you can see if it’s ready for use.
If your card isn’t accepted, you may have to change your region. Apple Pay only works in certain regions, so you’ll need to change the region of your Apple ID. Alternatively, you can change your region in the Settings app. Go to Account Settings and select the country/region you reside in. Click on Agree twice to confirm. If the new region is different from the one you are using, simply re-select it.
Adding credit cards to Apple Pay
Before you can add a credit card to Apple Pay, you need to make sure your device is compatible with the new service. Your device must be running the latest version of iOS, iPadOS, watchOS, or macOS, and have a supported card from a participating card issuer. Additionally, your Apple ID should be signed into iCloud. Check with your card issuer to make sure your card will be accepted by Apple Pay. You can also add a previously used card for use with Apple Pay.
Apple Pay is only available with compatible Apple devices. Adding a card is easy. The first step is to scan the card in a store. You can add more than one card, but it’s a good idea to choose a default card for use when you shop. If you have an Apple Watch, you can setup the service through the app, but make sure you’re using your paired iPhone. Then, follow the setup prompts on the Apple Watch.
Verifying your card for use with Apple Pay
Before you can use Apple Pay, you must first verify your card. To verify your identity, banks typically send you a code via email, phone, or text message. Once you receive your code, enter it in the Wallet app on your iPhone or iPad. Sometimes, you will be prompted to enter it automatically, but it may take up to two business days for a verification code to arrive. If you do not receive a confirmation code, contact your bank and request an additional verification code.
Once you have verified your card, you can add it to the Wallet. However, if you have an Apple ID and do not know your password, you can use ifforgot to verify your card. To add another card, go to Apple Pay’s settings and select the card you wish to use. Then, follow the instructions to add it to your Wallet. After you’ve added it, you can then use Apple Pay to pay for items.
Finding stores that accept Apple Pay
Using Apple Pay is easy – all you have to do is take your iPhone or iPad with you, and hold it close to an NFC card reader. You’ll see a logo on the store’s window and an NFC card reader. When you pay with your phone, the app will send a secure digital token to the store’s bank account. The transaction is processed in seconds, and you won’t even have to leave your seat!
Using Apple Maps is the easiest way to find a store that supports the payment service. You’ll find the store’s address and a map, as well as information about the store, including directions. You can also look for a location’s Apple Pay symbol, which is located under the Good to Know section. If you don’t see the symbol, you can try searching for the store by category. If you’re having trouble finding a store that accepts Apple Pay, consider using a crowd-sourced app called Pay Finders.
